Full Text:HEADLIGHT. Banks and Banking. Banks of Woodstock are representative institutions of their kind, managed conservatively for the best interests of their patrons, and their officers are among the most representative men of the town, noted for their integrity, liberality and business judgment. They stand high among the financiers of the state, and are respected members of this community. Farmers' Exchange Bank. This is a private bank, owned and operated by M. D. Hoy & Son, and at the close of business March 24, 1898, made the following statement: Loans and discounts ......$153,043.01 Real estate ............. ....4,000.00 Due from Chicago and New York banks.. $63,689.91 Cash and checks on hand. ........... $20,926.13 Total .................. ..... ...$241,659.35 Capital ......$35,000.00 Deposits .......... $205,384.79 Undivided profits ........$1,274.56 $241,659.35 This concern does a general banking business and enjoys the confidence of its patrons and the public generally to a marked degree. The State Bank of Woodstock This institution was organized in 1889, and has enjoyed a large degree of success ever since it has been in existence. They transact all kinds of business customary to a first-class banking house, and include some of the most representative business men and citizens among their patrons and depositors. On the 6th day of April, 1898, they made the following statement to the auditor of public accounts of the state of Illinois: RESOURCES. Loans and discounts......$145,620.96 Overdrafts secured and unsecured.....$863.74 Other bonds and stocks,including premiums..... $12,806.74 Cash on hand........$ 14,724.21 Due from other banks. ... $67,136.94 Checks and other cash items...................$1,190.29 Collections in transit.....$2,009.25 85,060.69 Furniture and fixtures....$650.00 Current expenses, including taxes................1,245.30 Total..$246,247.43 LIABILITIES. Capital stock paid in .....$ 25,000.00 Surplus fund.............9,000.00 Undivided profits .....2,642.38 Individual deposits subject to check ..............$128,855.31 Demand certificates of deposit-Due to other banks. .....43.00 209,605.05 Total................. $246,247.13 The cashier of this bank is Mr. E. C. Jewett, who is thoroughly familiar with the duties of his position, and is at present the mayor of the city. The other officers are well known members of the community, thoroughly alive to the responsibilities and opportunities of their several positions. The Press. The different publications of Woodstock, as shown in our illustrations of the different title pages, inciude the "Woodstock Sentinel," "McHenry County Democrat" and Das Volksblatt, all of which are representative publications along their respective lines and exert considerable influence in the community and neighboring territory. The managers and editorial personnel include experienced newspaper men who have more than a local reputation and are thoroughly in touch with their duties to their patrons and to the current events and affairs of the day. All of the political parties and beliefs are ably represented in the several publications and the publications seem to exercise a spirit of fair consideration in presenting the important public and political questions of the day without showing any rancor of political bias or bitterness. The different papers enjoy a large circulation throughout Woodstock and vicinity, and their advertising columns illustrate the thrift and enterprise of the local merchants besides a generous patronage from outside concerns who recognize this section as one of the best markets in the State. All of the papers have been established for a long time, some of them dating away back for nearly fifty years, and in addition to their being representative publications from a journalistic standpoint they have made signal successes as business enter-prises, returning to their owners and managers increased profits every year, besides adding largely to the prestige and value of the different plants. More detailed information of each paper is made in another column of this issue. THE WOODSTOCK SENTINEL. C. A. LEMMERS, MANAGER. STATE BANK, WOODSTOCK, ILL. M. P. HOY & SON, DRY GOODS AND BANKERS.